Accept Disclosures and Notices

You must review and accept the disclosures and consents listed below before submitting your online application.


Credit Application Additional Disclosures

For All Applicants

Electronic Record and Signature Disclosure and Consent

Please read the following Electronic Record and Signature Disclosure and Consent, known as our E-sign consent, carefully and keep a copy for your records. Federal law requires you to give your affirmative consent to conduct your credit transaction and receive notices electronically.

By clicking "Submit Application" below, you are agreeing to enter into your credit transaction and receive required notices and disclosures electronically, where permitted by applicable law. This consent applies to the dealer and any finance company, bank, or other financial institution to which the dealer submits your application (“Creditor”). The terms “we,” “us,” or “our” refer to the Creditor. The following are the terms and conditions for providing notices, disclosures, and any other documents related to your credit transaction (collectively, "Documents") to you electronically, where allowed by applicable law.

Agreeing to receive Documents electronically means that once we present them to you and, if required, you accept them, they will apply to you and your relationship with us. It also means that we may not mail you copies of Documents that are provided electronically. Accordingly, you should print or otherwise retain a copy for the Documents you receive electronically.

We may, at our discretion, make electronic disclosures to you or we may choose to send paper copies of disclosures to you even though we have made or could have made them available to you electronically.

Please read the information below carefully and thoroughly, and if you can access this information electronically to your satisfaction and agree to these terms and conditions, please confirm your agreement by clicking the "Submit Application" button.

You may reach out to us to update your contact information, request paper copies of Documents, or revoke your previous consent to receive Documents electronically through the following methods:


Phone: (888) 575-1732

Mail: 1215 Smith, Montréal, QC H3C 0M4

Please make sure to include your name and mailing address and province that you are requesting a copy of the Documents.

By clicking "Submit Application" you are giving your affirmative consent to the following:

If you choose not to click "Submit Application", you are not consenting to our providing electronic Documents to you as described above and your transaction with us will be terminated.